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Long Term Care

Written by Mike Wong

Updated at May 27th, 2025

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Common Variables:

● Facility benefits: Duration? ie 3 years

● Covers which facility types: ie licensed facility (see on Medicare.gov) NH and RCFEs and memory unit in the nursing home.

● Covers what percentage of those facilities: ie NH (100%) and RCFEs (75%). Covers memory unit in the nursing home.

● Professional Home Care?: ie by a licensed professional: 75% of monthly benefit amount ($4000/mo), ie $3000/mo. Does not have inflation increase

● Inflation increase on home care coverage? ie does not have inflation increase

Version: YT 1/2025

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