Long Term Care
Common Variables:
● Facility benefits: Duration? ie 3 years
● Covers which facility types: ie licensed facility (see on Medicare.gov) NH and RCFEs and memory unit in the nursing home.
● Covers what percentage of those facilities: ie NH (100%) and RCFEs (75%). Covers memory unit in the nursing home.
● Professional Home Care?: ie by a licensed professional: 75% of monthly benefit amount ($4000/mo), ie $3000/mo. Does not have inflation increase
● Inflation increase on home care coverage? ie does not have inflation increase
Version: YT 1/2025